Merchant Cash Advance
A Merchant Cash Advance is the fastest and easiest way to obtain the working capital you need to grow your business.  It is the purchase of a percentage of your monthly receivables.  It is not a typical loan and the approval is mainly based on the performance of the business rather than your personal credit history.  Merchant Cash Advances are a great way for a business owner to obtain fast and easy capital to expand their business or to cover unexpected emergencies, thus improving cash flow and helping to run the day to day operation smoothly.   

In today’s economic environment, it is very difficult for small business owners to obtain conventional financing, unless you have over two years in business, perfect credit history and great financial statements.  If you have been turned down for a traditional loan, a cash advance may be right for you. 

Benefits

• Loan amount up to $250,000
• Factor Rate as low as 1.11
• 6 - 18 month terms
• A decision in 2-3 business days 
• Funding as fast as 7 business days
• No need to change credit card processor
• No collateral required                      

 Minimum Qualifications

• At least 2 months in operation
• Must process at least $10,000/mo in Credit Cards
• No Tax lien over $150,000

 Advantages

• 500 Minimum FICO Score  
• Minimal documentation
• Fast approval & disbursement
• Does not have a fixed monthly payment
• Does not affect personal or business credit
• No collateral required
• Daily micro payments
• Easy renewal process